Amit Sukhija

  As soon as some people hear the word ‘Credit Card’, they end up projecting the user as ‘Spendthrift’, ‘Financially Undisciplined’, ‘Payment Defaulter’ and so on. However, for a person who knows the basic guidelines of a credit card’s usage, they would be proudly using it. A credit card is a two-edged sword and must be used prudently. For the population who think a credit card is a debt trap, must be clear, using it in the right manner the user can not only be solvent but also rewarded. What is this Credit Card? A credit card is a type of lending provided by a bank or a similar financial institution to its customers as a reserve for their day-to-day expenses termed as ‘Credit Card Limit’. This reserve is fixed depending on several criteria. The credit card can always come within reach when a person is temporarily financially broke. Some card users think the credit limit is their own money, but on the contrary, it is the bank’s money that is used by the cardholder as it is a lend

  Ray of Hope   As the planet is currently engulfed by the Wuhan virus, majority of the activities have come to a stand-still, and some of the industries have transformed their work culture. As an individual whether one is affected or not with the situation, one must take the stand-still as an opportunity and not as a setback. The below image clearly depicts the current situation the world’s population is currently experiencing. Until the fag end of CE 2019, activities around us were executed as planned, just like the bright sun shining in the sky in the image-bearing as a torchlight for our routine. Then the lab-originated virus struck the globe, which appeared as dark clouds to many while they lost path in their life. However, one’s determination must be exactly like the hawk in the sky who finds a prospect to fly above the dark clouds. An opportunist’s current situation is depicted aptly in this picture; they see the dark clouds as a chance to soar higher by taking complete ad

Mohandas Karamchand Gandhi is well renowned worldwide for his various ideologies. From his non-violence ideology to Ahimsa, from Swabalambi to cleanliness. All of his teachings were not only relevant during his era, but are pertinent even today. With the following few principles of Gandhiji, I present to you, their relevance applicable even today and in the future times to come.  1.  Cleanliness is next to Godliness This is the primary and the basic principle MK Gandhi preached. Whereas, this principle is not only applicable to a certain era but appropriate for every single day in the centuries to come. With the cleanliness matter, our current Prime Minister Sri Narendra Modi Ji launched the ‘Swachh Bharat’ campaign on the birth anniversary of MK Gandhi thereby dedicating it to him. Under this initiative, there have been several projects taken up by the state governments and the central government like ‘Namami Gange’ to realize the dual purposes of effective cut of pollution and cons

One of the many lessons what the Sanatana Dharma educates us is to remain ‘ Swabalambi ’ – self-sufficient and being ‘Atmanirbhar’ – self-dependent. Today when our nation is battling to recover our economy through various ways as a lockdown was imposed due to the incursion of COVID – 19, it is time we rotate our wallet’s flow towards the local vendors, manufacturers, artisans, handloom weavers and many more domestic traders. We as citizens of this nation can revive the economy in very simple ways. Buy Swadesi Products from indigenous dealers: We have fed the foreign companies enough for them to feed their next few generations without struggling much. But are our domestic firms strong enough to sustain this kind of economic slowdown? Owing to the lockdown and invasion of foreign retailers, many businesses have wound up their business and are looking for alternatives. Being a socially responsible citizen, it is our duty to help, motivate and encourage local businesses and help them

India – a diverse nation with varieties of race co-existing within the same boundaries, having various views, motives and goals. With the idea of co-existing, people contribute their talents. The other side of the story is that they also breed their own motives to bake their own bread in various ways. This wonderful, magnanimous, vibrant country needs contributions towards its development from all corners of the nation and from every individual. There are various ways citizens can contribute towards the development of our beloved country. Primarily, the citizens must get rid of the thinking of just ‘self-development’. But an accountable citizen must not be  self-centered . Secondly, the citizens must curb all kinds of bribe in all forms and in all sizes. Bribing is one of the largest sources of creating grey wealth for the beneficiary. As the beneficiary need not account these kinds of transactions and eventually this wealth is not taxed by the government. Therefore, the governm

Do you see a narrow stream or a huge lake ahead of you? Sure enough both. Didn't you? This image clearly picturizes both the aspects of life.  Its pretty common for a person to go through narrow streams in life where one may not find much space to lounge around happily. The reasons might vary from individual to individual and from one situation to another circumstance. One may face a relationship breakdown and another might be facing financial crisis whereas the third may be facing a shattered career. But this certainly doesn't mean that one should give up one's life mid-way suffocating their breath through various means. One must try to accommodate themselves to the situation or circumstance and try squeezing through this passage.  However, there would certainly be a positive reflection (the way reflection is falling on the lake) on our life awaiting for us with open arms. With a little push from our end, a gentle pull by our well wishers with a little amou